Associate, Specialist, Operational Risk Management, Corporate Banking

Job Purpose

• To assist IBG Management meet the strategic and operational objectives. Conduct independent checks to ensure that the Group’s risk and control processes are adequate and effective.

Key Accountabilities

• Nil High Risk and repeat Audit issues.
• Conduct thematic reviews on Policy, process, and Credit risk.
• Improve processes wherever required as an outcome of the Thematic reviews.

Job Duties & responsibilities

• Develop thematic review plans, scope, and objectives.
• Conduct thematic reviews to evaluate the effectiveness of internal controls and risk management processes.
• Perform filed work, including data analysis, and testing of controls.
• Perform reviews on credit and operational including system process to ensure compliance with regulatory and internal policies and procedures.
• Prepare reports summarizing findings and recommendations for management.
• Monitor the implementation of recommendation and report on the status of corrective actions.
• Identify opportunities of process improvements and efficiencies.
• Work with various departments to implement best practices and enhance internal controls, wherever possible.
• Maintain comprehensive and accurate documentation of thematic reviews.
• Prepare reports and presentations for senior management.
• Keep abreast on the development of regulatory, industry and product developments.

Required Experience

• Qualified CA/MBA (full time) Finance from accredited institute with atleast 7 - 10 years of relevant auditing experience in Corporate lending, Trade Finance, Digital Channels, and/or with relevant GTS (Trade, custody & Cash) product and operations experience.
• Work experience with Big 4 Audit firm will be an added advantage.
• Strong understanding of Credit Processes, Trade Finance and KYC/AML Controls in the Banking industry.
• Candidate must have excellent written and verbal communication skills in English, can communicate with clarity, both orally and in writing, in a logical order and with a structured approach.
• Ability to multi-task assignments, prioritize workload with limited supervision and be resilient under pressure when faced with tight deadlines.
• Auditing in Banking , Knowledge of Credit and Trade processes
• CIA, ACAMS, CFE, CDCS anyone will be an added advantage

Education / Preferred Qualification

• CA/MBA (full time) Finance from accredited institute with atleast 7 - 10 years of relevant auditing experience

Core Competencies

• Detail oriented
• Analytical Skill
• Audit
• Strong understanding of Credit Processes, Trade Finance and KYC/AML Controls
• Self Motivated
• Strong Interpersonal skills
• Ability to carry out Senior Management interactions independently

Technical Competencies

• Relevant auditing experience in Corporate lending, Trade Finance, Digital Channels, and/or with relevant GTS (Trade, custody & Cash) product and operations experience.
• Strong understanding of Credit Processes, Trade Finance and KYC/AML Controls in the Banking industry.
• CIA, ACAMS, CFE, CDCS anyone will be an added advantage

Work Relationship

• All Business Unit & Support Units, Legal, Compliance, Operational Risk, Credit and Operations. Additionally close coordination with group IBG COO office is required.

DBS India - Culture & Behaviors

DBS is committed to building a culture where all employees are valued, respected and their opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Expected value driven behaviors are:

• Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions
• Ensure Customer Focus by Delighting Customers & Reduce Complaints
• Build Pride and Passion to Protect, Maintain and Enhance DBS’ Reputation
• Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement.
• Maintain the Highest Standards of Honesty and Integrity.

 

 

 

Location:

Mumbai

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time