Senior Analyst - Credit Control & Analysis

Back to all rolesSenior Analyst - Credit Control & AnalysisApplyJob detailsAnalytics / AnalyticsStockholmFull-timekr 662,476 SEK - kr 831,010 SEKWhat you will doAs a Senior Analyst within Credit Control & Analysis, you will be responsible for credit risk monitoring and performance analysis across Klarna’s markets and products. You will review and interpret analytical dashboards covering cohort losses, delinquencies, roll rates, provisions, fraud and disputes, and balances to identify shifts in risk drivers and proactively raise insights to senior stakeholders, including CXO audiences. This position serves as a center of excellence for credit risk monitoring, driving actions across domains and ensuring strong collaboration between Finance, Product, Collections, Modelling, and Risk. You will execute and oversee key controls and reconciliations, support Net Loss reporting and book close processes, contribute to IFRS9 and Expected Credit Loss routines, and deliver high-quality regulatory and periodic reporting. In addition, you will lead investigations into anomalies, explain performance movements, maintain analytical infrastructure and automation pipelines, and continuously improve reporting frameworks to strengthen governance and decision-making.Who you are• University degree in a numerate field such as Mathematics, Statistics, Economics, Engineering, or similar• Strong experience in credit risk analytics, financial services, or banking environments• Solid understanding of credit loss metrics, delinquency trends, provisions, and IFRS9 or Expected Credit Loss frameworks• Experience performing controls and reconciliations in financial or risk reporting environments• Ability to translate complex analytical findings into clear insights for senior stakeholders• Proficiency in data analysis and manipulation using SQL, Python, or similar tools• Strong written and verbal communication skills in EnglishAwesome to have• Experience supporting regulatory reporting such as FinRep or supervisory authority requests• Experience working cross-functionally with Finance, Accounting, or Debt Collection teams• Knowledge of consumer credit products and lifecycle dynamics• Experience maintaining data pipelines or automated reporting infrastructure• Experience preparing materials for credit committees or senior governance forumPlease include a CV in English.Curious to learn more about Klarna and what it’s like to work here? Explore our career site!Upload your resume to autofill the applicationUploadFirst name *Last name *Email *Dial codePhone numberLinkedIn profile *Please upload your resume (preferably as a PDF file) *Click or drag file to uploadSupported file format: .PDF; Maximum file size: 10.49 MB; Maximum file: 1;Mandatory Are you currently based in the location the job is posted in? *YesNoAre you legally authorised to work in the location where this position is based? *YesNoWill you now or in the future require sponsorship for employment authorization or visa status in the location this position is based? *YesNoAI disclaimerThis application process may use AI-enabled systems to support candidate evaluation based on factors such as experience, technical skills, and qualifications. All processing is carried out in accordance with applicable data protection, AI governance, and labour laws. Human oversight is maintained at all stages, and final hiring decisions are made by people. Personal data submitted as part of this application is not used to train AI models.I have read and understood the privacy policy and acknowledge that my personal data will be processed as part of this application.ApplyApplyHire withPrivacy Policy