AML Analyst

AML Analyst LocationCasablancaEmployment TypeFull timeDepartmentFinancial CrimeAbout UsWe’re building the world’s leading cross-border fintech for emerging markets - empowering families, fueling local economies, and changing how millions access financial services.Since our launch in 2019, we have transformed how money moves across borders with our operations spanning 6 out of 7 continents and covering both the busiest and most underserved (remittance) corridors. We tapped into a massive shift - from banks to phones - bringing digital finance to places where traditional systems never reached. The next stage of growth will fuel a network of services and products especially designed to make money more accessible to diaspora communities including local cards, and additional savings and payments features.We’re growing fast, backed by world-class investors, and scaling a product that blends real world impact with cutting edge fintech innovation.Here’s a little more:Founded by Harvard grads and 3-time founders who previously built Segovia (acquired) and GiveDirectly (>$300M revenue, fastest-growing NGO in the world)Backed by top investors including Spark Capital, Canaan, Reid Hoffman, Breyer Capital, Unbound, Wamda, and moreBuilt by global top performers from Bain, Google, McKinsey, Uber, Checkout, Bolt, and beyond - we move fast, stay humble, and care deeply about our missionTruly global team - 250+ people, 50+ nationalities, 50+ languagesGuided by our values - ownership, impact, humility, and heart - in deed, not just wordThe RoleTaptap Send is seeking an AML Analyst with 1+ years of experience, which is a licensed payment institution regulated in several jurisdictions. The role is full-time and based in Casablanca. You will report directly to the MLRO and work closely with our Heads of Compliance and the wider Taptap Send financial crime team to implement the compliance and fraud program for Taptap Send’s global business.Your role will be primarily to identify risks and prevent any threat of money laundering, terrorist financing and corruption taking place on our platform. You will also work closely without fraud teams and have full understanding of our entire financial crime program.Responsibilities:Using a combination of our technology and third-party software, evaluating transactions that are a high risk of money launderingReviewing potentially sanctioned customers or recipients, and reviewing customers that might be politically exposedEstablishing rapport with customers that you speak to as part of your investigationsReview escalated cases from our Customer Service departmentEscalating suspicious activity to the MLROs, being able to rationalise and defend your decisions as neededPerforming diligence on customers to ensure that we understand who they are and their risk profileAssisting and responding to information requests from local authoritiesSupporting our counter fraud team from time to timeYou have:A good understanding of general AML legislation and regulations1+ years experience in a regulated financial institution in a compliance or compliance-related role. Ideally within a startup fintech environment or a remittance company.An interest in using technology to address fraud and compliance issuesExperience with compliance systems (transaction monitoring, sanction screening, etc)Attention to detail while still seeing the bigger pictureThe initiative to work independently to pursue your analysisGood communication skills and the ability to clearly express opinions and concernsWillingness to work flexible hoursProficiency in English (required) and one other language (ideally French, Spanish, Dutch, German, Italian, Arabic or Portuguese. Languages of communities we serve are a bonus too.The right to work in MoroccoTaptap Values Impact firstTeam nextAccept realityPropose solutionsWin with gritBe proactively candid, with yourself and othersLove the particularOwn itCreate positive energyMaybe, even have funTaptap Send is an...