Business Systems Analyst - Loan Accounting Systems

Who we are:

Farm Credit Bank of Texas is a $42.2 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets. 

While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. 

We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. 

Position Description: 

Provides senior-level support for the design, development, implementation, and enhancement of business systems supporting the Bank's Cash Management Services, Payment Processing solutions, and related operational platforms.

Responsible for aligning technology solutions with business initiatives through business analysis, functional design, requirements development, testing coordination, and implementation support. Serves as a key liaison between Cash Operations, Accounting, Loan Operations, Information Technology, Association users, and third-party vendors to ensure systems and processes support efficient, secure, and accurate financial transaction processing.

This role focuses on supporting payment and disbursement solutions, cash management products, system integrations, and operational workflows that facilitate the movement of funds between borrowers, associations, and the Bank.

Day-to Day-Duties and Responsibilities: 

• Analyze, support, and enhance Cash Management Services platforms and payment-processing systems that facilitate borrower payments, loan disbursements, funds transfers, and related financial transactions.
• Develop a deep understanding of payment workflows, cash management products, transaction-processing systems, business rules, and operational procedures.
• Work closely with business stakeholders to identify opportunities to improve payment-processing efficiency, user experience, operational controls, and system capabilities.
• Gather, document, and manage business requirements for new products, enhancements, integrations, and process improvements.
• Collaborate with Technology teams and external vendors to support implementation of new systems, interfaces, APIs, and enhancements.
• Perform impact analysis and coordinate testing activities for software releases, system upgrades, and process changes.
• Support implementation and adoption of new payment-processing and cash-management capabilities including ACH, real-time payments, disbursement services, and future payment technologies.
• Coordinate user communications, documentation, training materials, and implementation planning related to system changes.
• Monitor production issues, investigate root causes, facilitate issue resolution, and recommend process or system improvements.
• Design reports, queries, and data analysis that support operational decision-making, reconciliation activities, and performance monitoring.
• Participate in strategic initiatives related to payment modernization, automation, integration improvements, and operational efficiency.
• Maintain strong partnerships with Cash Operations, Loan Operations, Accounting, Product Management, Technology teams, and Association users.

What You Bring to the Team:

Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design.

It’s an important role that covers many skills. This position requires:

Required

• Bachelor's degree in Information Systems, Finance, Accounting, Business Administration, or related field, or equivalent experience.
• Eight (8) or more years of experience supporting business systems, payment processing platforms, financial systems, cash management solutions, treasury services, or related operational systems.
• Strong understanding of business analysis methodologies, requirements gathering, and business process design.
• Experience supporting software implementations, system enhancements, and production support activities.
• Experience working with integrated business systems and data interfaces.
• Demonstrated analytical and problem-solving skills.
• Strong written and verbal communication skills.
• Ability to manage multiple priorities and work effectively across technical and business teams.

Preferred

• Experience supporting payment processing systems, ACH, funds-transfer platforms, treasury management solutions, or cash management services.
• Experience with API integrations, file-based interfaces, and system-to-system integrations.
• Experience working in banking, financial services, treasury operations, lending operations, or payment operations environments.
• Experience performing root-cause analysis and production issue investigation.
• Experience facilitating user acceptance testing and implementation planning.
• Knowledge of NACHA operating rules and payment-processing concepts.
• Familiarity with real-time payment technologies. 
• Experience supporting loan accounting or servicing systems.
• Ability to travel on an infrequent basis.

Why Farm Credit Bank of Texas:

In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance:

• Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
• 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution
• Long-term disability and life insurance
• Vacation leave, sick leave, and paid holidays
• Fertility benefit and parental leave plan
• Up to two days per year to volunteer in local community organizations, services, or events
• Ongoing professional-development opportunities
• Generous tuition-reimbursement program
• Physical fitness incentive plan
• Employer matching gifts program

Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can’t personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. 

 
A/EOE/M/F/D/V

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