Director of Operational Planning & Value Realisation
Who we are:
Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right?
We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 5 million customers. There are some exciting projects coming up and we’ve got big growth plans.
Want to join us?
About the role.
The Director of Operational Planning & Value Realisation is responsible for the commercial stewardship of Service Operations.
The role provides executive ownership for the planning, analytical and commercial disciplines that ensure operational investment, AI adoption, workforce strategy and transformation activity translate into measurable improvements in customer outcomes, operational efficiency and financial performance.
Working alongside Operational Excellence, the Director ensures Service Operations not only creates value through continuous improvement, but consistently realises that value through disciplined planning, commercial governance and operational optimisation.
Primary Accountabilities
The Director is accountable for ensuring Service Operations continues to improve its economic contribution to the wider business.
This includes executive ownership for:
Operational planning
Workforce strategy
Supplier strategy
Business Analysis
Commercial modelling
Operational investment appraisal
Benefits realisation
Cost-to-serve optimisation
Productivity improvement
Efficient growth
Commercial governance of operational transformation
The role ensures Service Operations remains commercially efficient as customer volumes, AI capability and product complexity continue to grow.
Day to day responsibilities.
Commercial Stewardship
Provide executive ownership for the commercial performance of Service Operations.
Ensure operational investment decisions maximise customer outcomes alongside financial performance.
Develop robust commercial frameworks supporting operational decision making.
Partner with Finance to improve visibility of operational economics.
Ensure Service Operations contributes positively to broader business performance.
Operational Planning
Lead long-term operational planning. Develop strategies covering:
Workforce capacity
AI adoption
Outsourcing
International expansion
Operational resilience
Resource allocation
Ensure Service Operations remains scalable as the business grows.
Business Analysis & Value Realisation
Lead the Business Analysis function.
Develop robust business cases supporting operational investment.
Establish consistent approaches to:
opportunity sizing
commercial modelling
investment appraisal
benefits realisation
Ensure every significant operational initiative has clearly defined success measures and measurable financial outcomes.
Track realised benefits and challenge initiatives that fail to deliver expected value.
Workforce Strategy
Lead Workforce Management.
Develop long-term workforce strategies that balance:
customer demand
AI capability
automation
internal capability
outsourced delivery
operational resilience
Ensure workforce planning evolves beyond forecasting into strategic operational capacity planning.
Supplier Strategy
Lead Supplier Management.
Develop long-term sourcing strategies that balance:
customer outcomes
operational resilience
commercial performance
scalability
Ensure supplier strategy evolves alongside increasing automation and international growth.
Lead executive supplier governance.
Executive Decision Support
Provide analytical support for executive operational decision making.
Develop executive dashboards covering:
cost-to-serve
productivity
operational investment
benefits realisation
workforce strategy
supplier performance
Support prioritisation of operational investment.
Provide evidence-based recommendations to the Operations Leadership Team.
Leadership Responsibilities
Lead the teams responsible for:
Workforce Management
Business Analysis
Supplier Management
Develop a culture of commercial thinking.
Embed disciplined planning and evidence-based decision making.
Build organisational capability in commercial modelling, investment appraisal and benefits realisation.
Coach leaders to understand the economic impact of operational decisions.
Success Measures
The Director will be accountable for improvements in:
Commercial
Cost-to-serve
Productivity
Return on operational investment
Benefits realisation
Financial contribution of Service Operations
Operational efficiency
Planning
Forecast accuracy
Capacity utilisation
Workforce planning maturity
Supplier performance
Operational scalability
Strategic
Financial value realised from transformation
Quality of investment decisions
Readiness for international expansion
Readiness for AI-enabled operating models
Commercial sustainability of Service Operations
What does success look like
The successful candidate is likely to have experience leading commercial, planning or strategy functions within an operational environment.
Likely backgrounds include:
Director of Business Planning
Director of Commercial Operations
Director of Operational Planning
Director of Value Realisation
Head of Operational Finance
COO of a business unit
Operations Strategy leader within consulting
The individual will bring experience in:
commercial leadership
financial modelling
operational planning
workforce strategy
supplier management
business case development
investment appraisal
benefits realisation
executive stakeholder management
Experience supporting AI-enabled operational transformation and large-scale operational change would be advantageous.
Leadership Profile
The successful candidate will be:
Commercially astute with strong financial acumen.
Highly analytical and numerate.
Comfortable operating at executive level.
Curious, pragmatic and outcome focused.
Able to balance customer outcomes with commercial priorities.
Comfortable making complex investment recommendations.
Confident influencing without relying on hierarchy.
A strong systems thinker capable of connecting operational decisions to wider business performance.
What Success Looks Like
Within 12 months the Director will have:
Established a single operational planning framework across workforce, supplier strategy and transformation.
Introduced a consistent benefits realisation framework across Service Operations.
Embedded commercial governance across all significant operational investment decisions.
Improved cost-to-serve whilst maintaining or improving customer outcomes.
Developed a long-term workforce strategy supporting AI adoption and international growth.
Created executive visibility of the economics of Service Operations.
Demonstrated measurable financial value from operational transformation.
Positioned Service Operations as a commercially disciplined function that consistently converts operational improvement into measurable business value.
Benefits.
Compensation & Savings:
Pension scheme.
Death in Service scheme.
Income Protection.
Permanent employees enjoy access to our Share Options Scheme.
5% back on in-app purchases.
£200 for WFH Setup.
Health & Wellbeing:
Private Medical Insurance including;
GP consultations (video, telephone or face-to-face).
Prescribed medication.
In-patient, day-patient and out-patient care.
Mental health support.
Optical, dental & audiological cover.
Physiotherapy.
Advanced cancer cover.
Menopause support.
Employee Assistance Programme including:
Unlimited mental health sessions.
24/7 remote GP & physiotherapy.
24/7 helpline for emotional & practical support.
Savings & discounts on everyday shopping.
1:1 personalised well-being consultations.
Gym membership discounts.
Family Friendly Policies:
Enhanced maternity pay.
Enhanced paternity pay.
Enhanced adoption pay.
Enhanced shared parental leave.
Learning & Development:
Professional Qualifications.
Professional Memberships.
Learning Suite for e-courses.
Internal Training Programmes.
FCA & Regulatory training.
Workplace Perks:
Hybrid working: office-based Monday, Wednesday, and Thursday; remote working Tuesday and Friday
Casual dress code.
Workplace socials.
Healthy snacks.