Senior Treasury Analyst, Enterprise Liquidity

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Finance

Pay Details:

$81,600 - $115,200 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

Treasury and Balance Sheet Management (TBSM) manages TD Bank's non-trading market risk, liquidity risk and consolidated capital positions. In addition, TBSM operates the Bank's funding, funds transfer pricing, and investment management programs. 

The Liquidity Risk Management team in Treasury is responsible for the measurement and management of sufficient cash, investments and funding ensuring the Bank may operate effectively during both normal and stressed market conditions.  The department develops policies and frameworks, and identifies, measures and forecasts the Bank's liquidity risk drivers and requirements, taking actions to maintain a sound risk profile.  The team works with partners within Treasury and across the Bank, globally, to ensure liquidity risks are managed and understood.

Job Description

The senior analyst is a key member of the Liquidity Risk Management team working to ensure the projects, initiatives and reports affecting liquidity risk measurement and management are delivered successfully. This individual will proactively develop solutions, offering critical thinking and technical acumen to adapt to a fluid and changing work environment.  They will be depended upon to provide strong analytics and detailed reporting capabilities to assist with the management of the Bank's liquidity risk. 

The successful candidate possesses a strong background in financial products and services, and strong foundation of balance sheet construct as they develop into a liquidity subject-matter expert.  They will provide business-lines, including those within Treasury, with guidance and advice, while overseeing the design of technology implementation, related testing plans and execution for changes including new product/service/strategy onboarding.  They will have a strong communication and teamworking ethic as they work closely with multiple stakeholders across TD.

Key accountabilities may include: 

• Enhancing the suite of liquidity reporting and underlying infrastructure (people, processes, systems) to ensure accurate reporting is provided in efficient ways to senior audiences
• Analyzing complex liquidity-related positions and synthesizing findings and conclusions into reporting provided to the Board, ALCO and liquidity sub-committees, among others
• Leading the production, governance and ongoing enhancement of regulatory reporting (H4) and other core liquidity reports, ensuring reporting accuracy, effective controls and the delivery of meaningful insights to Treasury, Risk Management and governance forums
• Assisting with the evolution of reporting provided by other groups to Treasury, helping with design and content changes to ensure meaningful information is conveyed in simple formats
• Explaining drivers of liquidity and collateral movements to Treasury, Risk Management and business stakeholders in effort to enhance the understanding of liquidity risk
• Supporting, and often leading, liquidity initiatives, including framework development, new product liquidity assessments and technology implementations
• Liaising with other Treasury departments as part of large project undertakings to assist with funding planning and investment portfolio optimization 
• Apply a control and reconciliation mindset against our liquidity reporting suite, minimizing vulnerabilities and ensuring reporting accuracy and timeliness
• Assist with Risk Management and Audit reviews, line of business undertakings/initiatives and develop relationships across the institution

Job Requirements

• Demonstrated Experience – In areas such as: Treasury, Risk, liquidity, financial market operations, retail and/or wholesale banking products.
• Subject matter familiarity – possesses knowledge of regulatory requirements concerning liquidity, collateral management, stress testing and other regulatory and risk initiatives.
• Analytical and Critical thinking - Advanced analytical skills and comfort in dealing with complex business situations, products and diverse sources of information, and ability to manage/manipulate large data volumes into meaningful analytics.
• Change Management - Possess a track record of making an impact, managing key deliverables and driving change.
• Operational Excellence - Strong skills in process development, efficiency and establishing control enhancements.  This includes building and improving operational processes with technology partners.
• Effective Stakeholder Management – You promote open and transparent dialogue and positive working relationships with stakeholders across the organization.
• Flexible and Accountable - Ability to perform well in addressing ambiguous and unstructured problems and managing dynamic business requirements.
• Detail Oriented - attention to detail and accuracy of reporting and presentations.

Competencies and Personal Qualities:

• Ability to communicate complex financial concepts with efficiency to large and diverse audiences.
• Excellent interpersonal and communication skills in both spoken and written.
• Proactive in identifying potential problems, providing solutions and obtaining consensus across all the stakeholders.
• Quick learner and active contributor to a positive and inclusive team culture focused on supporting and building the capabilities of the team and TD.
• Strong team-work ethic.

Education & Experience Requirements:

• 3-5 years of extensive experience in finance, accounting, bank treasury, capital markets.
• Post-secondary degree in Finance, Business, Risk and/or Economics.
• Strong skills in Microsoft Office suite, working knowledge in JIRA/Confluence; programming skills in SQL, though not required, are desirable.
• Experience in Tableau and Alteryx will be considered as plus.

Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet